PROTECT WHAT MATTERS MOST
At WGT Financial, we’re committed to helping individuals and families protect their legacy and build a secure retirement. Our team specializes in mortgage protection, final expense, indexed universal life, and fixed index annuities, backed by some of the most trusted carriers in the industry.
Thinking about life insurance or retirement planning?
Fill out the form below to connect with our team for a free consultation and get a complimentary e-book to guide your next steps.
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Term Life Insurance
whole Life Insurance
Indexed Universal Life
Fixed Indexed Annuity
Term Life Insurance
Term life insurance offers affordable protection for a set period (typically 10, 20, or 30 years).
If you pass away during the term, your loved ones receive a tax-free death benefit.
It’s a great option for people who want high coverage at a lower cost to protect their family, mortgage, or income during critical years.
Term Life Insurance
Term life insurance provides coverage for a predetermined amount of time, typically between 1 – 35 years. Death benefit will payout if the policy owner passes away within the term of the policy.
Cost effective option for young growing families or individuals looking for more affordable coverage.
There is no guarantee of renewal when the term ends; however, certain term policies may allow for an option to renew.
Indexed Universal Life (IUL)
IUL is a flexible permanent life insurance policy that offers life-long coverage and grows cash value based on stock market indexes (like the S&P 500), but with protection against market loss.
You can adjust your premiums and death benefit, and access the cash value tax-free. IULs are great for building tax-free retirement income, legacy planning, or supplementing your financial goals.
Whole Life Insurance
Whole life insurance is a permanent policy that lasts your entire life. It provides a guaranteed death benefit and builds cash value over time at a fixed rate.
Premiums stay the same for life. It’s ideal for people who want lifelong coverage, predictable premiums, and a savings component they can access later in life.
Return-Of-Premium Term
We offer a compelling Return of Premium (ROP) term insurance policy which returns all contributed premiums if the insured outlives the term period.
Premium returns can start as early as the second year.
Life insurance protection in place if needed and return of premium investments if not.
Fixed Indexed Annuity (FIA)
A Fixed Index Annuity is a safe, long-term financial vehicle that helps you grow and protect your money for retirement. Your money earns interest based on a market index, but with no risk of losing principal due to market downturns.
FIAs can also provide guaranteed income for life, making them ideal for people who want growth with protection and peace of mind in retirement
We’ve Been Able To Help Families and Individuals Get protected! Some have shared their experience working with us!
Exclusive Encounters with Great Minds
Our motto is “let's grow together, so we never have to grow apart”
and we want you to be a part of that, so We can Grow Together.
Who WE Are
We were both born and raised in Los Angeles, CA. Met in high school and graduated from California State University, Los Angeles.
After undergoing a serious illness that almost took Chris’s life, we realized how blessed we were to have something in place for us to fall back on. We observed closely how many people in the latino community were very misinformed and relied on fundraisers to overcome financial burdens at the loss of a loved one. Shortly after we began our journey with PHP Agency where we honed many skills and shared our story to the community and the importance of not only protecting your loved one, but being able to break the generational curse.
WGT Financial, is a brand that we created not only to help serve families and individuals, but to create relationships and a culture where we can encourage self growth and opportunities to thrive financially, spiritually, and physically.
PROTECTING
WHAT MATTERS
Your Guide To Peace Of Mind